Group health insurance is a policy purchased by an employer and offered to eligible employees (and often their families) as part of their employment benefits. This type of insurance is a key component of many employee benefit packages.

Group life insurance, also known as wholesale life insurance or institutional life insurance, is a term insurance policy covering a group of individuals. It typically covers employees of a company, members of a union, or participants in a pension fund. Underwriting usually focuses on the overall group rather than individual proof of insurability, with factors such as group size, turnover, and financial stability considered.

Group disability insurance provides income replacement for members who suffer from illness or injury that causes a temporary or long-term disability. This coverage is typically offered as short-term disability (STD) or long-term disability (LTD) insurance.

Supplemental insurance helps cover out-of-pocket expenses and services not fully covered by regular insurance in the event of an accident or other covered event. This additional coverage can ease the financial burden on individuals facing unexpected medical costs.

Offering group dental and vision insurance is a great way for employers to attract and retain top talent. With access to expert plans, organizations can provide their employees and their families with quality care, keeping them healthy and satisfied.