Umbrella Insurance
Umbrella insurance provides additional liability coverage beyond the limits of your existing insurance policies. It can also serve as primary coverage for incidents not addressed by other policies.
When you are held liable for damages, your primary insurance policies cover costs up to their limits. If those limits are exceeded, the umbrella policy takes over, covering the remaining expenses up to its own limit.
Common Situations Protected by Umbrella Insurance:
- Motor vehicle accidents involving significant property damage, bodily injuries, or fatalities.
- Slip-and-fall accidents occurring on your property.
- Boating accidents.
- Swimming pool-related accidents.
- Injury or damage caused by your dog.
- Lawsuits involving slander, libel, or defamation.
- Legal judgments that surpass the limits of your auto or home insurance.
Contact us today to learn more about the umbrella insurance coverage that’s right for you.
